In principle, all residents of Denmark are entitled to a standard retirement pension (folkepension) when they reach the age of 65 (67). Persons whose 60th birthday falls on or after 1 July 1999 will be entitled to a pension at 65.
In addition, there is a compulsory supplementary pension scheme (ATP) for salaried workers.
The following persons are entitled to this pension:
The standard pension consists of a basic amount and a pension supplement. Payment of the basic amount is subject to a means test of the pensioner's income. The pension supplement depends on the combined earnings of the pensioner and his/her spouse.
In order to qualify for a pension, you must have lived in Denmark for at least three years between your 15th and 65th (67th) birthdays. However, if you come under Regulation (EC) No 1408/71, you may, in accordance with the rules on aggregation of all the periods of residence, obtain a Danish pension after having been resident for one year in Denmark.
Entitlement to a full standard retirement pension is acquired after 40 years of residence in Denmark between the ages of 15 and 65 (67). Persons with a shorter period of residence have the right to a pension amounting to 1/40th of the full pension rate for each year they lived in Denmark between the ages of 15 and 65 (67).
You should submit your application to the local authority where you live, on a special form which is available from the authority.
Pensions are paid at the end of each month. They are payable, at the earliest, from the first day of the month following submission of the application. Pensions are normally paid only to pensioners resident in Denmark or another EU Member State.
If you disagree with the local authority’s decision concerning your pension entitlement, you may appeal to the local Social Tribunal (det Sociale Nævn). The deadline for an appeal is four weeks. See also Section 2.1.5.
All persons aged between 16 and 66 who are employed in Denmark are covered by the ATP scheme, provided that they work at least nine hours a week. Employed persons who become self-employed can continue to be covered by the ATP scheme under certain conditions. In this case, they have to pay the contributions in full themselves. Otherwise, contributions to the ATP scheme are paid jointly by the employer and the employee. The employer pays two thirds and the employee one third of the contribution. The employer is responsible for paying in the employee's share.
For persons covered by the ATP scheme who are not working full-time, the payment due is either two thirds or one third of the full contribution rate.
Contributions are also paid for persons receiving unemployment benefit, daily sickness or maternity benefit, an invalidity pension (granted after 2002), a training allowance (uddannelsesgodtgørelse), a training allowance for adults or continuing training (VEU-godtgørelse), benefits for leave associated with the recruitment of an unemployed person (jobsrotationsydelse), readaptation aid, introductory benefit for foreigners (introduktionsydelse), unemployment benefit for persons accepted onto a subsidised flexible employment scheme (ledighedsydelse), activation benefit (aktiveringsydelse), direct social security benefit (kontanthjælp), compensation for loss of earnings for parents who have to look after a disabled child (tabt arbejdsfortjeneste) etc.
Beneficiaries of early retirement allowances, which include the partial pension (delpension), the early retirement allowance for beneficiaries of the subsidised flexible employment scheme (fleksydelse), the temporary allowance (overgangsydelse) and the early retirement pension (efterløn) have the possibility of paying into the ATP scheme if they so wish. Beneficiaries of an invalidity pension who were granted their pension before 2003 can also contribute to this scheme on a voluntary basis. As a rule, voluntary members to the scheme pay half of the contribution themselves.
The ATP scheme pays old-age pensions for life on request once the member reaches the age of 65. The amount depends on how long the person concerned was covered by the scheme and on the amount paid in contributions. An old-age pension is normally granted as an ongoing benefit, but small pensions may be paid as a single or an annual lump sum.
If a claim for an ATP pension is submitted after the age of 67, the amount is increased by around 10% for each year that the claim is postponed, up to the age of 70. Similarly, the amount is reduced if a pension is claimed at the age of 65.
Benefits to survivors under the ATP scheme were adjusted in 2002.
When a member dies, his/her spouse/cohabitant and each of their children under 21 years are, as a rule, entitled to a single lump sum paid out by the ATP scheme on condition that the deceased had been a member of the new scheme for at least two years and had paid contributions corresponding to two years' full-time work. Cohabitants must have registered themselves as such with the ATP scheme prior to the death. In addition, they must be recorded in the population register as having shared the same address for two years prior to the death.
The benefits paid under the new rules are as follows. In principle, all survivors entitled to benefits receive a lump sum of DKK 45 000 before tax. The amount of benefit paid to the spouse/cohabitant is based on the age at which the member died. It falls progressively from the age of 66 and disappears entirely at 70 years.
The entitlements under the previous rules remain in place even if the person concerned was aged 70 or over at the time of death. This means that the surviving spouse can still be granted a single lump sum under the previous rules. It the survivor is entitled to a single lump sum under both the new and the previous scheme, the higher amount of the two will be the one paid out. The sums granted to the children under the previous rules are paid for each child under 18 and calculated on a case-by-case basis.
In principle, those entitled to a pension should automatically receive an application form from the ATP scheme. However, persons residing abroad must ensure that they contact the ATP scheme themselves. Claims should be sent to the address given in Section 3 below (see Arbejdsmarkedets Tillægspension).
ATP pensions are normally paid in advance every month into the beneficiary's current or savings account or by postal giro.
The Finansieringsbidrag is collected per quarter in arrears.
CaptainL wrote:Hej, Am vorbit acum la ATP si mi sa spus urmåtoarele:1-dacå lucreazå in Dk la firmå danezå,mai mult de 9 ore/såptåminå beneficiazå de pensie ATP!2-dacå as fi avut cpr-d-lui,ar fi fost usor såmi dea detali cåutindul in System!3-o mai mare pensie primeste dacå plåteste Supplerende arbejdsmarkedspension,cel mai sigur råspuns il primeste cind va trimite cpr-rul!
Hej, Am vorbit acum la ATP si mi sa spus urmåtoarele:1-dacå lucreazå in Dk la firmå danezå,mai mult de 9 ore/såptåminå beneficiazå de pensie ATP!2-dacå as fi avut cpr-d-lui,ar fi fost usor såmi dea detali cåutindul in System!3-o mai mare pensie primeste dacå plåteste Supplerende arbejdsmarkedspension,cel mai sigur råspuns il primeste cind va trimite cpr-rul!
iam coming from hell ..my granfather coming from stalingrad in 1943 save ...how many come back .....alive