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RE: intrebare despre..... pensie de la statul danez
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multumesc tuturor pt. informatii
am primit de la user-ul Oana un link util

http://ec.europa.eu/employment_social/social_security_schemes/national_schemes_summaries/dnk/2_05_en.htm

cam asta e continutul paginii

2.5 Old-age and survivors’ pensions

In principle, all residents of Denmark are entitled to a standard retirement pension (folkepension) when they reach the age of 65 (67). Persons whose 60th birthday falls on or after 1 July 1999 will be entitled to a pension at 65.

In addition, there is a compulsory supplementary pension scheme (ATP) for salaried workers.

2.5.1 Standard pension (folkepension)

The following persons are entitled to this pension:

  • Danish nationals;
  • salaried workers and self-employed persons who are nationals of other EU Member States;
  • other foreign nationals after 10 years' residence in Denmark.

Benefits

The standard pension consists of a basic amount and a pension supplement. Payment of the basic amount is subject to a means test of the pensioner's income. The pension supplement depends on the combined earnings of the pensioner and his/her spouse.

Qualifying conditions and different types of pension

In order to qualify for a pension, you must have lived in Denmark for at least three years between your 15th and 65th (67th) birthdays. However, if you come under Regulation (EC) No 1408/71, you may, in accordance with the rules on aggregation of all the periods of residence, obtain a Danish pension after having been resident for one year in Denmark.

Entitlement to a full standard retirement pension is acquired after 40 years of residence in Denmark between the ages of 15 and 65 (67). Persons with a shorter period of residence have the right to a pension amounting to 1/40th of the full pension rate for each year they lived in Denmark between the ages of 15 and 65 (67).

How to apply for a pension

You should submit your application to the local authority where you live, on a special form which is available from the authority.

Payment of benefits

Pensions are paid at the end of each month. They are payable, at the earliest, from the first day of the month following submission of the application. Pensions are normally paid only to pensioners resident in Denmark or another EU Member State.

Appeals

If you disagree with the local authority’s decision concerning your pension entitlement, you may appeal to the local Social Tribunal (det Sociale Nævn). The deadline for an appeal is four weeks. See also Section 2.1.5.

2.5.2 Supplementary pensions scheme for employed persons (Arbejdsmarkedets Tillægspension – ATP)

All persons aged between 16 and 66 who are employed in Denmark are covered by the ATP scheme, provided that they work at least nine hours a week. Employed persons who become self-employed can continue to be covered by the ATP scheme under certain conditions. In this case, they have to pay the contributions in full themselves. Otherwise, contributions to the ATP scheme are paid jointly by the employer and the employee. The employer pays two thirds and the employee one third of the contribution. The employer is responsible for paying in the employee's share.

For persons covered by the ATP scheme who are not working full-time, the payment due is either two thirds or one third of the full contribution rate.

Contributions are also paid for persons receiving unemployment benefit, daily sickness or maternity benefit, an invalidity pension (granted after 2002), a training allowance (uddannelsesgodtgørelse), a training allowance for adults or continuing training (VEU-godtgørelse), benefits for leave associated with the recruitment of an unemployed person (jobsrotationsydelse), readaptation aid, introductory benefit for foreigners (introduktionsydelse), unemployment benefit for persons accepted onto a subsidised flexible employment scheme (ledighedsydelse), activation benefit (aktiveringsydelse), direct social security benefit (kontanthjælp), compensation for loss of earnings for parents who have to look after a disabled child (tabt arbejdsfortjeneste) etc.

Beneficiaries of early retirement allowances, which include the partial pension (delpension), the early retirement allowance for beneficiaries of the subsidised flexible employment scheme (fleksydelse), the temporary allowance (overgangsydelse) and the early retirement pension (efterløn) have the possibility of paying into the ATP scheme if they so wish. Beneficiaries of an invalidity pension who were granted their pension before 2003 can also contribute to this scheme on a voluntary basis. As a rule, voluntary members to the scheme pay half of the contribution themselves.

Payment of old-age pensions

The ATP scheme pays old-age pensions for life on request once the member reaches the age of 65. The amount depends on how long the person concerned was covered by the scheme and on the amount paid in contributions. An old-age pension is normally granted as an ongoing benefit, but small pensions may be paid as a single or an annual lump sum.

If a claim for an ATP pension is submitted after the age of 67, the amount is increased by around 10% for each year that the claim is postponed, up to the age of 70. Similarly, the amount is reduced if a pension is claimed at the age of 65.

Payment in the event of death

Benefits to survivors under the ATP scheme were adjusted in 2002.

When a member dies, his/her spouse/cohabitant and each of their children under 21 years are, as a rule, entitled to a single lump sum paid out by the ATP scheme on condition that the deceased had been a member of the new scheme for at least two years and had paid contributions corresponding to two years' full-time work. Cohabitants must have registered themselves as such with the ATP scheme prior to the death. In addition, they must be recorded in the population register as having shared the same address for two years prior to the death.

The benefits paid under the new rules are as follows. In principle, all survivors entitled to benefits receive a lump sum of DKK 45 000 before tax. The amount of benefit paid to the spouse/cohabitant is based on the age at which the member died. It falls progressively from the age of 66 and disappears entirely at 70 years.

The entitlements under the previous rules remain in place even if the person concerned was aged 70 or over at the time of death. This means that the surviving spouse can still be granted a single lump sum under the previous rules. It the survivor is entitled to a single lump sum under both the new and the previous scheme, the higher amount of the two will be the one paid out. The sums granted to the children under the previous rules are paid for each child under 18 and calculated on a case-by-case basis.

How to apply for a pension

In principle, those entitled to a pension should automatically receive an application form from the ATP scheme. However, persons residing abroad must ensure that they contact the ATP scheme themselves. Claims should be sent to the address given in Section 3 below (see Arbejdsmarkedets Tillægspension).

ATP pensions are normally paid in advance every month into the beneficiary's current or savings account or by postal giro.

If you disagree with a decision of the ATP scheme concerning your membership, contributions or pension entitlement, you may lodge an appeal with the Supplementary Pensions Scheme Appeals Tribunal (Ankenævnet for Arbejdsmarkedets Tillægspension) within four weeks (see Section 3)

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Membru Senior

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Da am găsit, mersi. Nu înțeleg mare lucru dar e bine de stiut ce e acolo ;)

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Membru Veteran

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eu am NetBank de la DanskeBank

log-on insa alegi in daneza...iar cand esti logat, in dreapta scrie frumos : ''Få overblik over alle dine pensionsordninger i banker, pensionsselskaber og ATP''


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Membru Senior

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Parabone poți da mai multe detalii? Unde anume as putea să găsesc? Daneza nu e punctul meu forte din păcate :(

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Membru Veteran

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putin offtopic

pentru cei care au NetBanking...poti avea acces direct la informatiile despre tot ce tine de pensia ta.

explicat frumos...cu estimari, poti chiar descarca raport privind contributiile tale la fondul de pensii.

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Guru

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RE: intrebare despre pensie de la statul danez
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Din cite am inteles va primi pensie  in raport cu ani lucrati deci nu va fi in intregime!

Contributions for 2009

The Finansieringsbidrag is collected per quarter in arrears.
Contributions for 2009

 

Per quarter for each full-time employee

 

Unemployment contribution etc. 

 

DKK 12,00

 

Illness contribution 

 

DKK 27,00

 

Maternity leave contribution 

 

DKK 12,25
Lønmodtagernes Garantifound (LG) contribution

 

DKK 25,00
In total:

 

 

 

DKK 76,25


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CaptainL wrote:

Hej,
Am vorbit acum la ATP si mi sa spus urmåtoarele:
1-dacå lucreazå in Dk la firmå danezå,mai mult de 9 ore/såptåminå beneficiazå de pensie ATP!
2-dacå as fi avut cpr-d-lui,ar fi fost usor såmi dea detali cåutindul in System!
3-o mai mare pensie primeste dacå plåteste Supplerende arbejdsmarkedspension,cel mai sigur råspuns il primeste cind va trimite cpr-rul!



multumesc de informatii Capitane...

nu am Cpr-ul colegului meu

cu numarul de ore lucrate pe sapt. mi-e clar.....totusi inca nu am aflat necesarul de ani munciti in Dk.....pt. a putea avea pensie de la statul danez ??

 



-- Edited by nemuritorul on Tuesday 14th of September 2010 11:54:49 AM

-- Edited by nemuritorul on Tuesday 14th of September 2010 11:55:17 AM

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gasiti acolo multe informatii utile celor care vor sa emigreze in Dk. sau celor deja ajunsi aici



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La ATP se intelege "englezå"asa cå  el singur prezintå cpr-ul sii se va explica toate amånuntele necesare!eu am cerut info.dela ei in numele la "unchiu meu"de aceea cred cå au intrebat  de cpr!-se obisnueste la "turci,somalezi,arabi,etc ca membri fam.så rezolve prob.mai interesante!smile!eu nu am ce face cu un cpr./in nici un caz al unui nou venit in Dk!smilesmile.

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Invatati limba sa puteti citi legile cu ochii vostri, nu va luati dupa tot ce auziti in stanga si in dreapta, din pacate multi habar n-au dar dau sfaturi dupa ureche.
 


Membru Senior

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explicai domnului capitan ca muncesti 20 de ore pe saptamana si iti calculeaza el cat despre CPR acesta este secret nu se da la nimeni ....wink

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Guru

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Hej,
                Am vorbit acum la ATP si mi sa spus urmåtoarele:
1-dacå lucreazå in Dk la firmå danezå,mai mult de 9 ore/såptåminå beneficiazå de pensie ATP!
2-dacå as fi avut cpr-d-lui,ar fi fost usor såmi dea detali cåutindul in System!
3-o mai mare pensie primeste dacå plåteste Supplerende arbejdsmarkedspension,cel mai sigur råspuns il primeste cind va trimite cpr-rul!

__________________
Invatati limba sa puteti citi legile cu ochii vostri, nu va luati dupa tot ce auziti in stanga si in dreapta, din pacate multi habar n-au dar dau sfaturi dupa ureche.
 


Guru

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intrebare despre..... pensie de la statul danez
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Salut,
de curand s-a angajat la firma de ziare unde lucrez, un roman la vreo 57 de ani. M-a intrebat pe mine cati ani trebuie sa munceasca in Dk. ca sa poate beneficia de pensie.
Isi facea calculul ....daca varsta de pensionare e la 65 de ani, el avand 57 ...ar mai prinde 8 ani de munca.
Asa ca va intreb si eu ....cu 8 ani de munca in Dk....se poate beneficia de pensie de la statul danez.
Dar daca ii va trebui pt. pensie minim 10 ani de munca, e ok. sa munceasca pana la 67 de ani ...ca sa indeplineasca conditia ? Adica cei 2 ani munciti in plus peste varsta de pensionare ....se iau in considerare la dobandirea pensiei ?

Si alt amanunt ....jobul la distributie ziare e job part-time. E vreo problema faptul asta ...la calcularea pensiei ? Adica e necesar un anumit numar de ore de munca pe saptamana ...pt. a beneficia de pensie ?

O sa-i transmit raspunsurile voastre.
MUltumesc...eu in numele lui.


-- Edited by nemuritorul on Tuesday 14th of September 2010 09:47:46 AM

-- Edited by nemuritorul on Tuesday 14th of September 2010 09:48:43 AM

-- Edited by nemuritorul on Tuesday 14th of September 2010 02:42:41 PM

__________________
blog-ul meu:
http://nemuritorul12.wordpress.com/

gasiti acolo multe informatii utile celor care vor sa emigreze in Dk. sau celor deja ajunsi aici

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